Rental Loans (Long term)

Long-term DSCR-based financing for 1–10 unit rental properties, including single-family homes, multifamily units, condos, townhomes, and vacation rentals. Ideal for both long-term and short-term investment strategies in major markets.

  • Property Types: 1-10 units
  • Major Markets: Minimum population of 250,000
  • Use: Long-term, short-term, and vacation rentals
  • DSCR: Starting at 1.0x
  • Rates: Starting at 6%
  • Loan Purpose: Purchase, refinance, or cash-out refinance
  • Loan Terms: 30-Year Fixed, 5/6 ARM, 7/6 ARM, 10/6 ARM
  • Prepayment Penalty: Standard declining penalty
  • Loan Amounts: $150K to $2.5MM

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