Build to Rent

Phase 1 (Bridge Loan): Build the property with a bridge loan.

• Leverage: Up to 90% LTC and 75% LTV
• Pricing: From 8%
• First-time borrowers and foreign nationals accepted
• Closing: 2-3 weeks
• As-disbursed interest, with no prepayment penalty
• 3-month IR prepaid
• Loan Term: 12-18 months

Phase 2 (DSCR Loan): After stabilizing the property, secure long-term financing with our DSCR (30-year) loans.

• Property Types: 1-10 units
• Major Markets: Minimum population of 250,000
• Use: Long-term, short-term, and vacation rentals
• DSCR: Starting at 1.0x
• Rates: Starting at 6%
• Loan Purpose: Purchase, refinance, or cash-out refinance
• Loan Terms: 30-Year Fixed, 5/6 ARM, 7/6 ARM, 10/6 ARM
• Prepayment Penalty: Standard declining penalty
• Loan Amounts: $150K to $2.5MM