Build to Rent

From purchase to exit

Phase 1 (Bridge Loan): Build the property with a bridge loan.

Leverage: Up to 90% LTC and 75% LTV
Pricing: From 8%
First-time borrowers and foreign nationals accepted
Closing: 2-3 weeks
As-disbursed interest, with no prepayment penalty
3-month IR prepaid
Loan Term: 12-18 months

Phase 2 (DSCR Loan): After stabilizing the property, secure long-term financing with our DSCR (30-year) loans.

Property Types: 1-10 units
Major Markets: Minimum population of 250,000
Use: Long-term, short-term, and vacation rentals
DSCR: Starting at 1.0x
Rates: Starting at 6%
Loan Purpose: Purchase, refinance, or cash-out refinance
Loan Terms: 30-Year Fixed, 5/6 ARM, 7/6 ARM, 10/6 ARM
Prepayment Penalty: Standard declining penalty
Loan Amounts: $150K to $2.5MM

Recent Loans

Why Work With Us

We are the decision makers, no middle men

We have high liquidity and provide fast turnaround

We build long-term relationships

Our blockchain draw process is secure

We have the capabilities to close in all 50 states

We have originated over $1.3B in deals

Latest News & Stories

Trends

August 11, 2025

2 minutes

Why DSCR Loans Outperform Traditional Bank Financing for Real Estate Investors?

As Alexis Agopian, co-founder of A&S Capital, and Ezequiel Cerrini, Head of Originations, recently discussed, the biggest advantage of DSCR (Debt Service Coverage Ratio) loans is that they focus on the income potential of the property, not the borrower’s personal finances.

Trends

August 8, 2025

3 minutes

4 Keys to Multifamily Investing Success in 2025

Here are three essential keys to understanding the opportunities in the dynamic multifamily investing market—as well as how to effectively leverage that knowledge with the right partners.

Trends

June 26, 2025

3 minutes

7 Ways to Win in the 2025 1–4 Unit Market

As the real estate market continues to adjust, the 1–4 unit space, especially single-family rentals (SFRs), remains one of the most resilient and opportunity-rich asset classes for investors. With interest rates stabilizing, demand for affordable housing growing, and financing solutions evolving, savvy investors have multiple paths to profitability.