A&S Capital is a Nationwide Lending Firm for Real Estate Investors

We provide reliable funding to turn your projects into profits.

Aerial view of a coastal cityscape with high-rise buildings along the shore. The ocean is on the left, extending to the horizon with a clear demarcation between the blue water and sky.

Welcome to Relationship-Based Lending

A&S Capital is a nationwide balance sheet private lending company based in Florida dedicated to providing the capital you need to get real estate projects done. Our simple, fast, and reliable approach allows you to focus more on execution and less on the loan process.

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Outdoor networking event for A&S Capital, a real estate lending company. Attendees, engaged in conversation and holding drinks, are on a rooftop with urban skyline views.

A representative of A&S Capital and a client discussing at a construction site with an excavated area in the foreground and a building with white balconies in the background.

A client of A&S Capital, dressed in a black suit, smiling while seated at a table during a document-signing meeting.

Our Products

Residential Bridge Loan

Fast, flexible financing for 1-4 unit properties with up to 90% LTC and 75% LTV. Close in 2-3 weeks with rates starting at 11%.

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Multifamily Bridge Loan

Secure up to 80% LTC and 65% LTV for 5+ unit properties. Competitive rates from 11.5%. Close in 3-4 weeks.

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DSCR 30-Year Loan

Long-term financing for single-family to multifamily properties with DSCR starting at 1.0x. Rates from 7.75%, with flexible ARM options.

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Alexis Agopian, co-founder of A&S Capital, drawing on a whiteboard during a meeting.

Why Work With Us

We are the decision makers, no middle men

We provide fast turnaround on funding

We build long-term relationships

We have originated over $1.3B in loans

More About Us

Recently Funded

Our Clients Matter Most

Read customer success stories from the people who benefitted firsthand from working with A&S Capital.

Read Reviews

Catalina, a satisfied client of A&S Capital, leans against a fence with a single-family property in the background.

Eli, a satisfied customer of A&S Capital, smiles in front of an empty lot filled with construction equipment, a future site of new property.

Latest News & Stories

Case Study

July 17, 2024

1 minute

Case Study: A&S Capital Provides Bolden Capital Group the Confidence, Speed, and Flexibility to Win in Atlanta’s Hot, Hot Multifamily Market

Thriving in the extraordinarily competitive Atlanta, Georgia real estate investment market is no small feat—and the difference between success and failure often comes down to speed and efficiency more than price.

Event

July 12, 2024

5 minutes to read

Fueling Our Lending Game: Insights and Innovations from the NPLA Conference

We leveled up our private lending game this week at the NPLA conference. We're excited to share our findings with you, and put these lessons to the test.

Event

June 6, 2024

5 min to read

Drinks on Deck - A Night of Celebration and Networking

The Betsy Hotel on South Beach served as the perfect backdrop for an evening of sophistication and celebration at our recent event, Drinks on Deck.