Our Products

 

Residential 1-4 Units Bridge

  • Purchase / Fix & Flip / Refi / Ground-up construction

  • Leverage Up to 90% LTC and 75% LTV: Unlock the potential of your investment with a loan that covers up to 90% of the Loan to Cost (LTC), and 75% of the Loan to ARV (LTV). Maximize your resources and seize the right property without breaking the bank.

  • Pricing from 11% and 1.5 Points: Benefit from our competitive pricing starting at just 11%, accompanied by 1.5 points. We believe in providing you with flexible and affordable financing options to support your real estate endeavors.

  • First-Time Borrowers Accepted: Whether you're a seasoned investor or a first-time borrower, we welcome you! Our goal is to facilitate growth and success in the real estate market, and we are committed to supporting borrowers at every level of experience.

  • Foreign Nationals Accepted

  • Closing in 2-3 Weeks: Time is of the essence in real estate transactions. With our streamlined process, we guarantee a swift closing within 2-3 weeks. Take advantage of opportunities in the market without unnecessary delays.

  • As-disbursed interest, with no prepayment penalty: As many of our projects contain a holdback for the renovations of the properties, we give our borrowers added flexibility by completely eliminating any type of prepayment penalty, and only charging interest on the money that is drawn from the holdback.

  • 3 Month IR prepaid: We collect an interest reserve at the time of closing, to ensure our borrowers do not have to worry about making an interest payment out of pocket for the beginning of the project. 

Multifamily Bridge 5+ Units

  • Purchase / Value-add / Refi / Ground-up construction

  • Leverage Up to 80% LTC and 65% LTV

  • Pricing from 11.5% and 2 Points

  • Experienced Operators with a proven track record in Multifamily 

  • Foreign Nationals Accepted

  • Closing in 3-4 Weeks

  • As-disbursed interest with no prepayment penalty

  • 3 Month IR prepaid

  • Appraisals from Bowery Valuations

DSCR (30 YR Loans)

  • Purchase / Refi / Cash-out

  • SFH / 2-4 Units / Condo / Townhomes / Multifamily (5 to 10 units) / Short Term Vacation Rentals Eligible

  • Major Markets (Minimum population 250,000)

  • Loan amount up to $2,500,000

  • 30 Year Fixed, 5/6 ARM, 7/6 ARM, 10/6 ARM

  • DSCR Starting at 1.0x For 1-4 Units, 1.15x for Multifamily

  • Rates starting at 7.75%

  • Prepayment Penalty: Standard declining penalty