Welcome

Welcome to Relationship-Based Lending

A&S Capital is a nationwide balance sheet private lending company based in Florida dedicated to providing the capital you need to get real estate projects done. Our simple, fast, and reliable approach allows you to focus more on execution and less on the loan process.

Tell Us About Your Project

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Aerial view of a coastal cityscape with high-rise buildings along the shore. The ocean is on the left, extending to the horizon with a clear demarcation between the blue water and sky.

Our Products

Fix and Flip - Bridge

Short-term financing to buy and fix up investment properties, even ones that need work.

Rental Loans (Long term)

Long-term DSCR-based financing for 1–10 unit rental properties, including single-family homes, multifamily units, condos, townhomes, and vacation rentals. Ideal for both long-term and short-term investment strategies in major markets.

Ground Up Construction

Short-term bridge financing for ground-up construction of 1–4 unit residential properties, ideal for investors and developers building single family or small multifamily homes.

Create an investment journey from acquisition to final stabilization.

From purchase to exit

Multifamily Value Add Bridge

Short-term financing for value-add multifamily properties.

Multifamily (Long Term)

We leverage a broad network of financial institutions to offer tailored exit strategies for our borrowers, ensuring seamless long-term financing solutions.

Alexis Agopian, co-founder of A&S Capital, drawing on a whiteboard during a meeting.

Why Work With Us

We are the decision makers, no middle men

We provide fast turnaround on funding

We build long-term relationships

We have originated over $1.3B in deals